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For those of you who want to avoid providing too much personal information to the Internet (Google, Bing, etc.), and would like to be bombarded with less ads and site trackers, then the Brave Browser ...Read More

About 2 years ago, I blogged about credit monitoring and how to keep track of your credit identity and rating. Although there are several "manual" ways to monitor your credit, there are some websites ...Read More

Several factors play into the calculation of your credit score. Because your FICO credit score is claimed to be "the standard credit score in the US, used in more than 90% of lending decisions" (accor...Read More

There are many paths and many steps to take on the road to financial independence. As a change of pace to describing specific things you can do to help your financial situation, the following image po...Read More

Paranoia usually sets in at the exact moment that you realize you didn't remember to schedule that online credit card payment. How many days late is my payment? How much will my late fee cost me? How ...Read More

2 years ago, AB 1501 was passed to the California Senate committee on appropriations for approval. This bill would have provided middle class UC, CSU, and California Community College students with an...Read More

Credit card grace periods may seem like a confusing concept to most people. Just thinking about the words "grace period" seems like credit card companies are doing you a favor, like they are trying to...Read More

Any sort of loan, whether it be a student loan, car loan, home loan, etc., may come with a certain payoff period. You will make monthly payments to the loan amount (which may include interest) until t...Read More

Exactly one month ago, federal student loan <a href='http://www.wandkr.com/091d4' class='inline_links'>interest rates doubled</a> due to the expiration of the College Cost Reduction and Access Act, wh...Read More

There are several companies on the Internet that claim they can monitor your credit and alert you if someone misuses your identity. While these services may provide you with peace of mind, they aren't...Read More